February 15, 2024
PaySterra Review

PaySterra Review

PaySterra is a secured online platform and gateway made to carry out various financial transactions locally, nationally, globally and in multiple currencies.

Here, we’d take a practical and first-hand review on Pay-Sterra, how legit it is, how reliable it is and how beneficial it is. Let’s move on to the PaySterra review.


PaySterra was developed by Chijioke Henry and was launched officially to the public on December 19, 2022.

Before, it was launched, Henry had always posted repeatedly about Pay Sterra and its supposed launch on his Facebook account.

How it Works

To access all the features of, all you have to do is to log in to your account or register by clicking here. You’ll be required to input all your required details.

Why Choose PaySterra?

They are lots of other online platforms that offer financial services that may be similar; and they have been there for some years now including Social Cash that was recently launched too.

Meanwhile, PaySterra has just been released to the market so you might be wondering why you should change from your current platform. Here are some of the reasons why you should use it.

1. It has lower Processing Fees and Service Charge.

Unlike most of these platforms that offer financial services, PaySterra charges a relatively low fee as their service charge despite the fact that they were just launched.

By using it, you don’t have to worry about being charged much for your every transaction.

2. It has faster Payments.

Have you ever had a network issue with your banking app? PaySterra got you covered payments.

All the transactions are incredibly fast with no delay or error. Also, they is a less probabilty that your transactions will fail even when you have a slow network as PaySterra’s web and app platforms are fast loading and supports 3G, 4G and 5G networks.

3. It has easier Transaction Process.

You will be guided with proper informations while making transactions so you won’t make a mistake.

4. It is safe and secure.

All the transactions on PaySterra is very safe and secure from hackers and cyber attacks. The management is trying all his best to improve it’s security.

5. Unique Features.

Unlike others of its kind, it is a one stop solution for your daily financial activities as it supports multiple currencies, digital coins, cryptocurrencies and much more.

PaySterra Features

Let’s look more deeper into all of its available features.

1. Transaction History

You won’t have to bother about forgetting your transactions, keeping records of them in a note and saving receipts immediately after every transactions.

It’s good to do all those but while using PaySterra, you’ll worry less. All your transactions are recorded in the transaction tab with proper dates and labelling. You could also get receipts from there at any time.

2. Wallets

Your wallet on the platform is where the amount of money you have in each currency shows up. It helps in planning; and determining if you should deposit more of a particular currency.

3. Deposit Fund and Cryptocurrencies

This feature is available on all finance platforms which are similar to PaySterra’s. It gives access for users to deposit cash in any currency into your Sterra account. The advantage you’ll have by using this feature is that you will have access to a lot of currencies.

To fund your wallet, you’ll have to follow the steps in the deposit tab. To do this, navigate to the deposit tab using the menu at the top left corner of your screen, tap ‘deposit fund’, select your ‘desired currency’, select the ‘amount’ you want to deposit then your ‘payment method’ (no card option is available currently; only bank option).

Tap depositing and make payment to the bank account that will be shown on your screen. After successfully making payment, attach your receipt and tap confirm.

4. Send and Request Money

You can send money to other users in the platform; the option to send to other banks will be included later in the future.

You can also send a money request to other of its users using the money request which is designed to make payments a bit faster and professional. All you’ll need to carry out this action is their phone number or email that has been registered on PaySterra.

5. Exchange Currency

You can exchange available currency on your wallet using the exchange currency feature. Available currencies are:

  1. USD
  2. GBP
  3. EUR
  4. NGN
  5. GHC
  6. BTC
  7. LTC
  8. DOGE

Note that you cannot exchange cryptocurrencies currently.

6. Withdrawals

For you to withdraw or move your cash from PaySterra to another bank or location, you’ll need to make use of the withdrawal feature.

You can withdraw money to your bank account, PayPal account or Crypto account. If you choose the bank account withdrawal method, you’ll be required to input few details as in the image below.

PaySterra Review
PaySterra Review

7. Customer Service and Support

Their customer service and Support teams are good and responsive. You can submit a ticket and range the priority from low to  high which will determine how fast and serious your complaint is and be resolved.

8. Settings

In the settings tab, you can edit a lot of details about your account including adding some and changing your profile picture. You can also add extra information about yourself and set up two-factor-authentication to improve your account security.

9. Dashboard

The dashboard is typically the landing page where you can see almost all the informations about each of the tabs.

Frequently Asked Questions

What are the required details for registering?

  • Your full name (first and last).
  • Phone number.
  • Email.
  • Desired password.
  • User type.

What is my user type?

When registering, the last detail needed is your user type. Just click the drop-down then select the user option which denotes that you are an ordinary user and not an employee.

Is PaySterra legit?


PaySterra is 100% legit.

Is PaySterra reliable?


How safe is PaySterra?

PaySterra is 100% safe.

Does Pay Sterra have any Referral Program?


PaySterra does not have any referall program currently. However, this might be included later in the future to bring in more users to the platform.


PaySterra is a new company and promises lots of helpful feature to the public, their processes are quite simple as explained above.

If you have further questions about the platform, don’t hesitate to ask us using the comment section below. Note that you’ll have to login or register here to make a comment. To do so, click the login to comment button below or click here.

Leave a Reply

Your email address will not be published. Required fields are marked *