February 14, 2024
Is Credit One Bank Legitimate

Have you ever sat down and asked yourself the question, “Is Credit One Bank Legitimate?” Perhaps you are a new or aspiring customer who want to check the legitimacy of Credit One Bank before signing up and using it.

If you fall in one of those categories or your situation is similar to that, then you are in the write webpage. In this article, we’ll be focusing on giving answer to the question, “Is Credit One Bank legitimate” while highlighting lots of things to prove our point.

Before we proceed, ensure that you are at the right place. If you are checking this because you are facing an issue on verification, you can read our article on Credit One Bank verification not working instead of reading this.

Credit One Bank Overview

Before we look at Credit One Bank Legitimate status, we should have a brief overview of what Credit One Bank really is and the type of services they offer.

Credit One Bank is a U.S. based financial institution founded in 1984 that specializes in credit cards, personal loans, checking accounts, savings accounts, credit protection, and online account management. Their primary target is users looking to build their credit history.

Now, that we’ve had a brief overview and understood what Credit One Bank really is with the services they offer, we’ll look at a summary of the reviews on credit one bank and Trustpilot which will sum up if they are legit or not.


From Credit One Bank’s reviews on Trustpilot, we deduce that customers are not in any way happy with Credit One Bank’s way of running their business. Out of 346 reviews, the company got 1.2 starts of 5 stars which is very poor for a big company like that.

For more context on Trustpilot’s review, we’ll show the percent for each star rating:

  • 5 stars: 4%
  • 4 stars: 1%
  • 3 stars: 2%
  • 2 stars: 2%
  • 1 stars: 91%

Is Credit One Bank Legitimate?

Yes, Credit One Bank is legitimate. Despite the bad reviews as shown previously, they have good features and yes, they have happy customers. Having a bad review does not necessarily denote that they are not legit. It just shows that they might not be a good option.

Being legit, shows that you are duly registered with the appropriate authorities and they have proven that they are legit.


Even though Credit One Bank legitimate status as been confirmed by us and other sites as well, we’ll advise you to be careful of how you deal with them to avoid any issue.

We’ll update this post regularly to ensure our article i s fair enough. You can check out Lending Tree as an alternative but before you try that, read our Lending Tree review as always.

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